Testimonials and Recent Transactions

“TerraCotta closed its loan in a very short time frame and worked with us to maintain loan proceeds after a last-minute issue came up at closing.”

“TerraCotta continues to provide our clients with best-in-class execution. In an uncertain capital markets environment, they performed flawlessly to get this bridge loan closed. We look forward to doing a lot more with TerraCotta.”

“As usual, the TerraCotta team delivered a seamless execution on a complex financing for a significant client of our firm. Darren and his team are professional, focused, and diligent in their transactions which ultimately provides an institutional level of client service that is priceless on a time sensitive transaction. We look forward to seeing our client’s business plan come to fruition on this asset and would happily recommend TerraCotta to any borrow of ours.”

“The team from TerraCotta was fantastic to work with and facilitated a smooth closing in only a five-day timeline.”

“TerraCotta has again proven to be a top choice lender by Realm and Bascom on the expediently closed Bixel Tower loan, leading to the development of a prominent development site in DTLA. With TerraCotta’s intimate knowledge of Western US submarkets, financial strength, simplified process and senior partner involvement, TerraCotta is a natural fit to capitalize the business plan’s success.”

“This was a great transaction to get done with Terra Cotta Group.  This was a unique transaction with multiple moving pieces and Terra Cotta Group was able to quickly understand the transaction, structure a deal that allowed the borrower the execute their business plan and smoothly close on a short timeline.  Overall, a great execution, smooth closing and outcome for the borrower with Terra Cotta Group!”

“In the ever evolving world of retail real estate, TerraCotta has proven time and again they are capable of performing – and performing quickly. They come with the highest of recommendations.”

“We recently had the pleasure of working with TerraCotta on an acquisition loan for a proposed grocery-anchored retail center in Vancouver, Washington. We were impressed by the level of professionalism from the kickoff call, through processing and legal and ultimately with the closing of the loan. During these uncertain times certainty of execution is paramount and TerraCotta has proven that they are both competitive and reliable.”

“We are thrilled to get this financing completed with TerraCotta. There were a multitude of hurdles related to COVID-19 that affected both the capital markets and the ability to complete the construction of the building due to “shelter in place” and TerraCotta met each hurdle with flexibility and a smart, reasonable approach. It was my first deal with the TerraCotta team and I can’t speak highly enough about the professionalism of their team and the quality of their execution.”

“TerraCotta has been great to work with! They were able to navigate a complicated refinancing transaction including providing creative solutions to support an evolving business plan. I appreciated TerraCotta’s agility and responsiveness, especially in overcoming the many challenges of doing business during the COVID-19 pandemic.”

“Terra Cotta was able to execute at amazing speed to get this transaction closed. But most importantly they quoted the deal quickly and closed as applied for, truly a seamless process.”

“Darren and his team were great to work with! Stellar execution from soup to nuts.”

“TerraCotta provided the Borrower with an accretive loan structure and certainty of execution on a tight timeline. The client service and performance was excellent. We’re looking forward to our next opportunity to work with Darren and team.”

“TerraCotta was excellent to work with on a complicated deal with an accelerated closing timeline. They took the time to understand the issues upfront which provided both borrower and broker certainty of execution. We would absolutely recommend them and look forward to doing more business together.”

“This is now the 3rd loan we have secured with TerraCotta. We continue to be impressed with their professionalism, nimbleness, and speed of execution. We look forward to working with TerraCotta on additional loan needs in the future.”

“TerraCotta was able to quickly and efficiently partner with us on our most recent land development purchase in Downtown LA. The TerraCotta team structured a loan facility that complemented our business plan and collaboratively worked with us through loan documents which allowed our team to focus on other aspects of our tight closing timeframe. We are looking forward to working with TerraCotta on future loans.”

“The team at TerraCotta exceeded expectations from start to finish.  The team fully underwrote the deal in a timely manner, structured a loan in accordance with the sponsor’s needs, and closed in less than two weeks to meet a tight closing deadline.”

“McBride Capital recently had the pleasure of working with TerraCotta on an acquisition and predevelopment loan for a proposed grocery-anchored retail center in Vancouver, Washington. They delivered competitive terms and the ability to close in less than 30 days, both of which they executed on. We at McBride Capital, as well as our client, were impressed by the level of professionalism from the kickoff call, through processing and legal and ultimately with the closing of the loan. During these uncertain times certainty of execution is paramount and TerraCotta has proven that they are both competitive and reliable. This transaction represented our first with TerraCotta and we look forward to working with their team again soon.”

“In an incredibly fast-paced development environment, there are very few lenders who are capable of adapting and pivoting in the way and to the extent that developers do. TerraCotta is certainly one of those select few.”

“TerraCotta stepped up again for our client on a deal with a lot of moving parts. When we received tenant interest after being under application, the TerraCotta team was able to upsize the loan and adjust the timeline to enable our borrower to execute a lease with a great tenant. We could not be happier with how attentive and reasonable the TerraCotta team is.”

“TerraCotta provided the borrower certainty of execution in a 2 week closing, and a loan structure that met the borrower’s business plan and objectives. The client service and performance was flawless.”

“We have worked with Terracotta multiple times on deals with short fuses.  They were not simple deals, but they moved fast and did what they said they would do. We will absolutely continue to work with them and would recommend them without reservation.”

“TerraCotta was able to quickly and efficiently partner with us on our most recent land development purchase in Downtown LA. The TerraCotta team structured a loan facility that complemented our business plan and collaboratively worked with us through loan documents which allowed our team to focus on other aspects of our tight closing timeframe. We are looking forward to working with TerraCotta on future loans.”

“This is now the 3rd loan we have secured with TerraCotta. We continue to be impressed with their professionalism, nimbleness, and speed of execution. We look forward to working with TerraCotta on additional loan needs in the future.”

“TerraCotta has been great to work with! They were able to navigate a complicated refinancing transaction including providing creative solutions to support an evolving business plan. I appreciated TerraCotta’s agility and responsiveness, especially in overcoming the many challenges of doing business during the COVID-19 pandemic.”

“In the ever evolving world of retail real estate, TerraCotta has proven time and again they are capable of performing – and performing quickly. They come with the highest of recommendations.”

“McBride Capital recently had the pleasure of working with TerraCotta on an acquisition and predevelopment loan for a proposed grocery-anchored retail center in Vancouver, Washington. They delivered competitive terms and the ability to close in less than 30 days, both of which they executed on. We at McBride Capital, as well as our client, were impressed by the level of professionalism from the kickoff call, through processing and legal and ultimately with the closing of the loan. During these uncertain times certainty of execution is paramount and TerraCotta has proven that they are both competitive and reliable. This transaction represented our first with TerraCotta and we look forward to working with their team again soon.”

“In an incredibly fast-paced development environment, there are very few lenders who are capable of adapting and pivoting in the way and to the extent that developers do. TerraCotta is certainly one of those select few.”

“TerraCotta stepped up again for our client on a deal with a lot of moving parts. When we received tenant interest after being under application, the TerraCotta team was able to upsize the loan and adjust the timeline to enable our borrower to execute a lease with a great tenant. We could not be happier with how attentive and reasonable the TerraCotta team is.”

“TerraCotta provided the borrower certainty of execution in a 2 week closing, and a loan structure that met the borrower’s business plan and objectives. The client service and performance was flawless.”

“We have worked with Terracotta multiple times on deals with short fuses. They were not simple deals, but they moved fast and did what they said they would do. We will absolutely continue to work with them and would recommend them without reservation.”

“The TerraCotta team was excellent on a challenging deal.  They made sure to understand the issues upfront and structure the loan to deal with the challenges and close in a very quick timeline.  Very happy borrower and broker.”

“The TerraCotta team performed as promised on this acquisition financing in a very challenging environment. They provided an innovative structure that fit the Sponsor’s business plan. The TerraCotta team were available throughout the process to solve problems and issues right up until closing.”

“This was our third loan with TerraCotta in the last year and we were really pleased with their execution. They performed as promised and closed in 3 weeks from application with competitive terms. The entire team is a joy to work with and extremely responsive and we highly recommend them!”

“After closing multiple transactions with TerraCotta, we hold them in the highest regard. Darren Cline and Bryan Cavalier have been great partners for us on the origination side and Geraldine is the best in the business on the closing side. We’ve closed tough deals with TerraCotta that would have been extremely difficult or impossible with other lenders and they’ve made it look effortless.

The Fair-Haired Dumbbell is an amazing and unique asset, and it was our pleasure to have partnered TerraCotta and Guerrilla Development on this deal.”